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ACCC investigates CHOICE energy super complaint
This was the second hike in a row in 2026, and when the RBA moves, savings account providers typically follow suit, lifting their savings rates to match. Determining what kind of saver you are may give you guidance into whether or not having multiple savings accounts will work for you. That being said, having multiple accounts on the go means more admin work for yourself, especially if one of the accounts has bonus interest rate conditions. Generally speaking, there’s no limit on the amount of savings accounts you can open.
The top 6 selected and table sorted in descending order by total rate, followed by base rate. This is for Rabobank Australia’s High Interest Savings Account with the rate offered being only for an introductory period of four months before reverting to 3.95%. Sign up to get the latest on your favourite topics from the ABC We acknowledge Aboriginal and Torres Strait Islander peoples as the First Australians and Traditional Custodians of the lands where we live, learn, and work. MyGov Tax Return and Etax Etax makes tax returns easy.
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Target Market Determinations for these products are available at nab.com.au/TMD. Any advice has been prepared without considering your objectives, financial situation or needs. If you’re d/Deaf or find it hard to hear or speak to hearing people on the phone, the National Relay Service can help.
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- An increase in romance scams reports and money stolen across 2025 highlights the need for Australians to talk to family and friends about the tactics scammers use to build trust and steal money.
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An Etax Accountant re-checks your return for accuracy and ATO compliance Etax checks your tax return and looks for extra deductions to boost your tax refund We at CHOICE acknowledge the traditional custodians of this land on which we work, and pay our respects to the First Nations people of this country.
It’s important to remember that only $250,000 will be guaranteed per account holder per ADI under the FCS. If your savings are more than $250,000, it may be wise to consider splitting your savings across different ADIs. This is due to the Federal Government’s Financial Claims Scheme (FCS) which guarantees deposits of up to $250,000 per account holder per authorised deposit taking institution (ADI).
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This means if the financial institution that’s holding your savings goes bankrupt and you lose your money, the government will reimburse you up to $250,000. If your savings are less than $250,000 they will generally be safe in a high interest savings account. You may have to open a linked transaction account first in order to apply for the savings account of your choice though.